Long Term Care Insurance
As healthcare needs evolve with age, planning for long-term care becomes an essential part of protecting your future. Long term care insurance helps cover the cost of extended services like in-home care, assisted living, nursing facilities, and adult day care — services not typically covered by traditional health insurance or Medicare.
At Zylinsky Insurance, we guide individuals and families through the process of securing long term care coverage with clarity and compassion. We take the time to understand your personal goals, financial situation, and family dynamics before recommending a plan. Our offerings include both standalone long term care policies and hybrid life insurance plans with long term care benefits.
Whether you're planning ahead for peace of mind or responding to a recent health change, our team provides straightforward guidance and access to trusted carriers. We explain benefit periods, elimination periods, waiver of premium, inflation protection, and daily benefit amounts—so you can feel confident in your choices.
Long term care insurance isn’t just about covering future costs — it’s about preserving independence, easing the burden on loved ones, and making sure your care aligns with your preferences.
Let Zylinsky Insurance help you prepare for the road ahead with a personalized long term care plan. Contact us today to learn more.
